Can I get workers' comp for an off-premises traffic crash?

Workplace injuries occur for a myriad of reasons, from electrocution to accidents involving heights. However, traffic accidents are a major problem for many employees in San Bernardino, and all over California. After suffering an injury while driving at work, employees may experience significant physical pain, mental trauma and devastating financial setbacks. Fortunately, some are able to secure workers' compensation benefits, which could help you if you are going through this firsthand.

According to the United States Department of Labor, injured workers are able to obtain workers' compensation coverage if they are hurt in a traffic accident that occurred off-premises, under certain circumstances. However, a number of requirements must be satisfied. Typically, employees are not covered if they get in a traffic accident and suffer an injury while driving to or from work or while leaving the premises for lunch. However, some workers are covered if they are hurt in an accident that took place off-premises, such as messengers, chauffeurs and employees who are running on-the-job errands.

If you have suffered an injury in a motor vehicle accident that took place while you were performing the responsibilities of your job, you should immediately assess your workers' compensation eligibility and consider your options. If you are able to gain access to workers' comp benefits, you may be able to obtain monetary benefits and other tools that can help you recover from the crash.

Please remember that this post was written to offer useful information on workers' compensation and is not legal advice.

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